High School Personal Finance Curriculum
As students get ready to enter the real world, it’s important that they have the skills and the knowledge to make smart financial decisions. A personal finance class in high school can help them learn about the importance of financial responsibility and managing their money wisely.
This page includes information on Time4Learning’s personal finance class for high school students, what you can expect your child to learn in the course, why it’s important to study personal finance, and more.
Why Study Personal Finance in High School?
Studying personal finance in high school can help students tremendously since many are getting ready to begin to make their own decisions when it comes to money. The skills they learn in a personal finance curriculum can easily be applied to their life, whether they are attending college, getting a job right after high school, or moving out to live on their own.
Personal finance lessons for high school are a great way to educate students on a number of important concepts that will set them up for success by teaching them how to be smart consumers, make good spending choices, understand credit, and more. Studying these topics in depth can prevent them from making bad financial decisions that can result in debt and poor spending habits.
What Do You Learn in a High School Personal Finance Course?
There is so much to learn when taking a personal finance class in high school. Beginning with financial planning, students will learn valuable principles on how to budget, helpful tools to use when planning, and problem-solving strategies to make informed decisions. With that foundation, they’ll move on to learning about the relationship between careers and income. They’ll learn to calculate net worth and net income, explore various occupations and the income for each, and how income taxes work.
A chapter dedicated to managing money teaches about the benefits of savings and checking accounts as well as the various types of banking institutions. Students will then explore common types of investments, and the risks and returns involved with each one. High school students will also learn about credit and debt, and understand the importance of establishing good credit. The last chapter provides students with an introduction to economics in which they learn about different economic systems, entrepreneurship, and the laws of supply and demand.
High School Personal Finance Curriculum Scope & Sequence
- Principles of Financial Planning
- Financial Responsibility
- Budgeting and Being a Smart Consumer
- Performance Task: Financial Literacy
- Understanding Net Worth
- Careers, Salaries, and Lifetime Income
- Employment and Education
- Planning for the Cost of College
- Banking: How to Manage Your Money
- Case Study: Personal Financial Planning
- Investing and Financial Markets
- Investing (continued)
- Understanding Checking and Debit Accounts
- Understanding Credit
- The Cost of Credit
- Credit and Loans
- Mortgages and Home Ownership
- Introduction to Economics
- Economic Systems
- Economic Systems and Daily Life
- The Law of Supply and Demand
- Elasticity and Incentives
- Case Study: Starting a Business
- Cumulative Exam
Why Choose Time4Learning’s High School Personal Finance Curriculum?
Choosing a curriculum that meets your child’s unique needs and prepares them for the future is no easy task. Luckily, Time4Learning helps you do both. Our personal finance curriculum is a one-semester course that gives your child a solid foundation in financial responsibility with interactive lessons and exciting projects. Our comprehensive course teaches a number of crucial concepts in a fun, engaging way that helps your child retain information and make real-world connections.
Below are several reasons why you should choose Time4Learning’s personal finance curriculum for high school.
- 5 chapters with more than 150 activities that cover topics like financial responsibility, income, credit and debt.
- This comprehensive elective course teaches important financial concepts that help students develop financial literacy and important life skills.
- Each chapter includes a hands-on project to help students apply learned concepts to the real world.
- Self-paced approach and 24/7 access allows students to complete the course on their time and progress through each lesson at their own pace.
- The automated grading and recordkeeping feature saves parents time and helps them easily create homeschool portfolios.
- Ability to add or change courses at any time means students can learn about the topics that interest them and that they are passionate about.
- Engaging, multimedia-based curriculum appeals to students with different learning styles, children with special needs, and gifted learners.
- Lesson plans, curriculum calculators and activity planners help families create schedules and plan their homeschool year.